California Repeals 60-day Waiting Period Limit, Conforms with ACA Rule

Quick Facts

  • On Aug. 15, 2014, SB 1034 repealed California’s 60-day
    waiting period limit.
  • SB 1034 prohibits group health insurance issuers from imposing any waiting period.
  • California employers may establish waiting periods of up to 90 days, consistent with the ACA’s 90-day limit.
  • The effective date for SB 1034 is unclear.


For plan years beginning on or after Jan. 1, 2014, the Affordable Care Act (ACA) prohibits group health plans and group health insurance issuers from applying any waiting period that exceeds 90 days. However, California law limited eligibility waiting periods to a maximum of 60 days, which is more restrictive than the ACA’s limit...Read More